The Australian Government has introduced a new contribution framework for aged care services, aiming to ensure the system remains fair, sustainable, and accessible for all older Australians. Here's what this means for you:
The government will continue to be the main funder of aged care, covering around 89% of the total cost.
If you have the financial means - such as being a self-funded retiree - you may be asked to contribute to the cost of your care. This is determined through an income assessment conducted by Services Australia.
A strong safety net will remain in place to support people with lower incomes, so everyone can continue accessing the care they need.
At BallyCara, we're here to help you understand what these changes may mean for you personally. If you have any questions or would like to discuss your individual situation, our friendly team is always available to assist.
Under the Support at Home program, you'll only be asked to contribute to the services you actually receive. Contributions will be calculated as a set percentage of the price for each type of service - for example, a fee per hour of personal care or per meal delivered. For items charged at cost, like consumables, your contribution will be a percentage of that cost. The government will pay the rest of the cost directly to BallyCara.
The amount you contribute depends on two things: the type of service and your personal circumstances (such as whether you receive the Age Pension or hold a Commonwealth Seniors Health Card). Clinical services like nursing and physiotherapy will be fully funded by the government. There will be modest contributions for services that support independence and higher contributions for everyday living services like cleaning or gardening.
This new approach is different from the previous Home Care Package fees, as it's based on the services you use - not a standard daily fee.